How Your Roofer Helps With Insurance Claims

If a storm recently came through your area bringing heavy rains, wind, and hail, and your roof suffered damage as a result, you likely have a lot of questions. Does my homeowner’s insurance cover roof repairs and replacements? Do I have to go through the process alone? How can my roofer help file an insurance claim? These are all valid questions, and we’re here to help.

When your home shows signs of significant damage due to a recent storm, the first thing you should do is call a trusted roofer in Virginia and then submit an insurance claim. Your roofer can help you with this process, taking photos and submitting claims on your behalf. Then, they will give you a free estimate on any repair work or replacements that should be done to correct the issue.

Our roofers will help you file a claim for more than just roofing damage, though. We also offer services for gutters, siding, and windows. The bottom line is, just because your community experienced a hail or high wind storm, doesn’t mean you have to pay out of pocket for it.

Benefits of Having Your Roofer Help With Your Claim

From reviewing paperwork to providing detailed damage reports, there are many benefits to having your roofer file an insurance claim for you. Your roofers can:

1. Review Your Paperwork

There are a lot of forms to fill out when you file a claim with your insurance company regarding storm damage. It’s easy to leave something important out or miss a section. However, even the simplest oversight is a reason for delays at best and claim rejection at worst. Seasoned roofers familiar with the insurance claims process will review all documents and even complete them for you if you so choose. This way, you know nothing has been left out.

2. Give You a Detailed Roof Report

Your insurance company will want complete documentation of the damage to the roof, as well as any suggested repairs that you are requesting coverage for. Your roofer can provide a detailed report that includes itemized estimates and photos of the damage, increasing the chances that your insurance company will approve the claim.

3. Help Snag Tax Incentives

If you’re eligible for tax credits or other incentives for the damage to your roof, you can minimize how much you’ll need to ask for from your insurance provider. Smaller claims generally have a quicker approval process.

4. Communicate With Your Insurer

If you’ve ever had to file an insurance claim, you know what a long, time-consuming, and overwhelming process it can be. Your roofer can take the wheel and navigate the process for you, taking care of all communication with the insurer on your behalf. This saves you a lot of time and headache.

Our Home Insurance Claim Process

Here at NVB Contracting, we are happy to file your insurance claim for you and handle all communications. Here’s a look at our detailed process.

Step 1: Book a Home Inspection

The first step is to contact us for a free home inspection.

Step 2: Meet With Your Adjuster

As your insurance advocate, we will communicate with your insurance company and adjuster on your behalf so you can make the most of your claim.

Step 3: File a Proof of Loss Report

We will help file all paperwork to get you a fair settlement.

Step 4: Estimate Total Cost

NVB Contracting will provide an estimate on repairs and replacements that will fit within your budget.

Step 5: Get Claim Approval

We will work with your insurance company to finalize all paperwork for approval. Generally, your out-of-pocket expenses are limited only to your deductible.

Step 6: Choose Premium Quality Materials

We will give you recommendations on choosing the right quality materials for your roof to ensure longevity for your home. We will also help you settle on a warranty package that covers you for many years to come.

As you can see, our team leaves nothing to chance and wants your claim to be successful. So the next time your roof experiences damage, call us first for complete documentation and claims filing for your peace of mind.

Start Your Insurance Claim With NVB Contracting Now

If your roof has experienced damage due to heavy rain, high wind, or hail, you may qualify for insurance restoration repairs or a full roof replacement. To find out if you qualify, contact us for your FREE home inspection. For your peace of mind, our comprehensive storm restoration service doesn’t just cover your roof – it covers your gutters, windows, siding, and interiors too.